Better LTD Coverage & Price For Employees.
The Government of Newfoundland and Labrador Group Insurance Program has just announced a significant increase to your optional Long-Term Disability Rates effective April 1st, 2020.
The current LTD plan is optional meaning employees are free to explore other disability insurance options. We broker for the largest disability insurers in Canada, so we can shop the market and find you the best deal. We crunched the numbers for several NL Government/Eastern Health employees and we can offer people better disability insurance coverage at lower rates.
GUARANTEED
Guaranteed rates for your coverage
Rates are not guaranteed with Newfoundland & Labrador's Government plan. Download the comparison guide below to learn more.
LET'S COMPARE
PERSONALIZED
Customize your plan to suit your needs.
Not customizable for your needs with Newfoundland & Labrador's Government plan. Download the comparison guide below to learn more.
LET'S COMPARE
PROTECTED
Regular occupation protected up to age 65.
Regular occupation protected for the first year only with Newfoundland & Labrador's Government plan. Download the comparison guide below to learn more.
LET'S COMPARE
Government of NL Has Increased Long-Term Disability Insurance by Since 2017.
The pending price hike represents a mis-pricing of the disability risk for those individuals in government/Provincial Health with non-manual, professional or managerial occupations. We have crunched the numbers on the pending premium increase for a number of NL Government/Provincial Health employees and, in almost every case, we can offer people better disability insurance coverage at lower rates.
Get a Quote
Let us know some basic information on your situation and we will help you source the best coverage for the lowest rate.
MEET OUR FINANCIAL ADVISORS
Sean Kennedy
Financial Advisor
St. John's, NL
709.781.0576
skennedy@callegrow.com
St. John's, NL
709.781.0576
skennedy@callegrow.com
Kirk Stoyles
Financial Advisor
St. John's, NL
709.778.4119
kstoyles@callegrow.com
St. John's, NL
709.778.4119
kstoyles@callegrow.com
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Contact us today to learn more about our Financial Planning solutions.
