Insurance Built for Businesses in Atlantic Canada 

Being your commercial insurance broker is just the tip of the iceberg of what we’ll do for you. We have the experience and resources to help you build a better business. We are trusted by over 4000 business leaders right here in Newfoundland and Labrador and we are proud to manage risk solutions for 1 out of every 4 businesses in the province.

When protecting your business, insurance coverage is just the tip of the iceberg of what we promise.

Protect your assets with risk management that will give you true peace of mind. Whether you own a small or large business, we’ll customize a business insurance solution that’s designed for your unique needs. Plus you get more than just a policy with us, you get a partnership that delivers exceptional resources to help keep your business safe.

The Complete Solution

Whether you’re a property developer, construction company, medical professional, first-time business owner, or something in between, we can assess your risk and create a custom program.

Flexible Payment Choices

Go ahead and use your favourite points card. Depending on your business, you’ll have flexible ways for payment.

Cal Concerige

Our dedicated insurance specialists work alongside our commercial insurance team, ensuring we’re always on the same page and delivering the right solutions to meet your needs. Learn More >

Dedicated Insurance Specialist

No hand-me-downs, and no phone ques, just you and a direct line to your own dedicated insurance specialist. They’ll be there to guide and represent you through any issues or concerns you may face with your business.

Smart Business Portal

Complimentary access to our portal where you can access any topic related to risk management and business in a matter of seconds.

24/7/365 Claims Service

From industry experts who can help get you back to work quickly and make your settlement easy and stress-free when you need it. Visit Our Claims Centre >

Clear Seas Ahead

Knowledge is power, and our team is here to equip you with it. The risks aren’t the same across industries, and neither is your policy. A custom approach is required to properly address your unique needs. From Commercial Auto to Property Insurance and Bonding, we can cover all your business requirements.

And once you’re set up with a policy, we don’t step away unless you want us to. Top notch customer service helps to build strong relationships with you at the center. With our approach to risk discovery, we’ll conduct a comprehensive risk analysis and develop an intelligent solution for your business.

Common Questions

Business insurance isn’t specific. It’s used to describe one or more individual coverages that protect a small business. The range of protection depends on the specific coverages a certain business carries. 

You need business insurance to protect against  financial loss. Without it, your business could be at risk. Don’t let your business suffer because of an accident, make sure you’re covered so your business is safe. 

Every business is different. While the coverages you may need depend on the type of business and other circumstances, the most common coverage is general liability

If your employees drive for work-related tasks you probably need commercial auto insurance, and if you operate out of an office or building you probably need commercial property insurance

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