Term Life Insurance

Term Life Insurance covers the policyholder for a predetermined “term”. After the term period expires, the current rate of premiums is subject to change. However, if the policyholder dies during the term, then the full benefit will be paid to the beneficiary.

Term Life is an excellent option for mortgage and debt protection, and is the most affordable type for those exploring Life Insurance options.

Most term policies offer renewal options up to the age of 80 without providing additional medical evidence, or to convert to a permanent policy up to age 75, without additional medical evidence.

Contact us today for more information on our policies.

709.778.2388 / toll free 1.888.720.3282

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